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How to Manage Your Savings

Savings How to

Australians are saving again. In the latest Reserve Bank figures, the average household is saving just under 10 per cent of disposable income, the same level of savings that households maintained in the early 1990s.

It doesn’t mean people are doing it easy but with interest rates low, it appears some people are using the opportunity to save towards their goals.

In a recent Yellow Brick Road survey of 800 people, we found that the most common goal for Aussie savers is paying-down debt (29%), followed by buying a home or renovating (22%) and saving for retirement (18%) – not exactly frivolous goals.

But saving isn’t simple for everyone. If you’re having problems getting started, think about these tips:

Saving comes down to three components: goal, strategy, and discipline. If you can get these basics right, you can achieve your goals.


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