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	<title>Banking and Financial Services &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
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	<title>Banking and Financial Services &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
	<link>https://insights.top4.com.au</link>
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		<title>Your Second Home: What You Need To Know Before Buying</title>
		<link>https://insights.top4.com.au/2022/07/21/your-second-home-what-you-need-to-know-before-buying/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 08:01:48 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[second home]]></category>
		<category><![CDATA[YBR]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=19744</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="second home" decoding="async" fetchpriority="high" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>Ready to buy a second home? For a lot of Australians, just buying one home is enough. But for many, buying their first home is one step on a much bigger journey. Whatever your reason for buying a second home, it&#8217;s a very different process from the first. Here&#8217;s everything you need to know when [&#8230;]]]></description>
		
		
		
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		<title>Retirement Planning: When&#8217;s The Right Time to Start?</title>
		<link>https://insights.top4.com.au/2022/07/21/retirement-planning-whens-the-right-time-to-start/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 07:20:57 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[YBR]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=19737</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="retirement" decoding="async" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>So when is the right time to start retirement planning? The answer is any time. No matter what stage of your life you’re in, there are steps you can take to improve your retirement planning. 1. Your 20s – Getting Started For you, “retirement is ages away”. You’re at the beginning of your career and [&#8230;]]]></description>
		
		
		
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		<title>The Financial Marketer&#8217;s Guide to SEO</title>
		<link>https://insights.top4.com.au/2020/07/21/financial-marketers-guide-seo/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Tue, 21 Jul 2020 03:50:15 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[banking and financial services]]></category>
		<category><![CDATA[Business Marketing Strategy]]></category>
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		<category><![CDATA[content marketing strategy]]></category>
		<category><![CDATA[Content Marketing Tools]]></category>
		<category><![CDATA[Digital Marketing]]></category>
		<category><![CDATA[digital marketing strategy]]></category>
		<category><![CDATA[Digital Marketing Tools]]></category>
		<category><![CDATA[digital marketing trends]]></category>
		<category><![CDATA[ebook]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[financial marketer]]></category>
		<category><![CDATA[financial marketer's guide]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[Google Analytics]]></category>
		<category><![CDATA[Google My Business]]></category>
		<category><![CDATA[Instagram]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[local SEO]]></category>
		<category><![CDATA[pdf]]></category>
		<category><![CDATA[search engine optimisation]]></category>
		<category><![CDATA[SEO Checklist]]></category>
		<category><![CDATA[SEO tools]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[social media marketing]]></category>
		<category><![CDATA[Social Media Marketing Platform]]></category>
		<category><![CDATA[Social Media Marketing Strategy]]></category>
		<category><![CDATA[Social Media Marketing Tools]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=13309</guid>

					<description><![CDATA[<p><img width="2240" height="1260" src="https://insights.top4.com.au/wp-content/uploads/2020/07/The-Financial-Marketers-Guide-to-SEO-Top4-Marketing.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="The Financial Marketer&#039;s Guide to SEO - Top4 Marketing" decoding="async" /></p>[hello src=http://insights.top4.com.au/wp-content/uploads/2020/07/The-financial-marketers-guide-to-SEO.pdf] Looking to build customer loyalty through social media? Don’t forget to add your business to Top4.com.au List your business, create your own digital store to sell goods and services, and share posts on social media. Promote your business on Google instantly! Should you need help with local digital marketing then view our new Google [&#8230;]]]></description>
		
		
		
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		<title>Banking as Easy as Enjoying Favorite Coffee</title>
		<link>https://insights.top4.com.au/2019/06/24/banking-as-easy-as-enjoying-favorite-coffee-top4-insight/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Mon, 24 Jun 2019 09:51:59 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=10042</guid>

					<description><![CDATA[<p><img width="629" height="367" src="https://insights.top4.com.au/wp-content/uploads/2019/06/Top4-Banking-as-easy-as-enjoying-favorite-coffee-ry.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2019/06/Top4-Banking-as-easy-as-enjoying-favorite-coffee-ry.jpg 629w, https://insights.top4.com.au/wp-content/uploads/2019/06/Top4-Banking-as-easy-as-enjoying-favorite-coffee-ry-300x175.jpg 300w" sizes="auto, (max-width: 629px) 100vw, 629px" /></p>DBS Indonesia, has again initiated the whole new level of experience in banking activities through an innovation. After the launch of digibank by DBS – a bank with full advantages in a one hand – currently DBS Indonesia became a pioneer in creating a more seamless way in doing banking, through its presence in several [&#8230;]]]></description>
		
		
		
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		<title>Innovative Aussie research unveils the path to purchase for home loans</title>
		<link>https://insights.top4.com.au/2019/04/08/innovative-aussie-research-unveils-the-path-to-purchase-for-home-loans-top4-insight/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Mon, 08 Apr 2019 10:01:10 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=9356</guid>

					<description><![CDATA[<p><img width="660" height="502" src="https://insights.top4.com.au/wp-content/uploads/2019/04/Top4-Innovative-Aussie-research-unveils-the-path-to-purchase-for-home-loans6.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2019/04/Top4-Innovative-Aussie-research-unveils-the-path-to-purchase-for-home-loans6.jpg 660w, https://insights.top4.com.au/wp-content/uploads/2019/04/Top4-Innovative-Aussie-research-unveils-the-path-to-purchase-for-home-loans6-300x228.jpg 300w" sizes="auto, (max-width: 660px) 100vw, 660px" /></p>&#160; Buying property is an intimidating process, which is why more Aussies are going online to find information, answers, and support before applying for home loans. Innovative research with GfK unveils Aussies’ real online behaviors to help marketers connect in key moments along the path to purchase. Especially for high-consideration items like college degrees or new property, [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Pricing a Product? Read this!</title>
		<link>https://insights.top4.com.au/2017/06/30/pricing-product-read/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Fri, 30 Jun 2017 01:10:57 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Pricing a Product]]></category>
		<category><![CDATA[Product Pricing Strategy]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=4350</guid>

					<description><![CDATA[<p><img width="958" height="703" src="https://insights.top4.com.au/wp-content/uploads/2017/06/how-to-price-a-product.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2017/06/how-to-price-a-product.jpg 958w, https://insights.top4.com.au/wp-content/uploads/2017/06/how-to-price-a-product-300x220.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2017/06/how-to-price-a-product-768x564.jpg 768w" sizes="auto, (max-width: 958px) 100vw, 958px" /></p>As the story goes, legendary Tonight Show host Johnny Carson once interviewed renowned salesman Zig Ziglar. Carson was ready to put Ziglar to the test. “They say you’re the world’s greatest salesman,” said Carson. “How about you sell me something — say this ashtray?” “Before I can do that,” replied Ziglar, looking at the ashtray. “I’d have to [&#8230;]]]></description>
		
		
		
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		<title>Fraudsters Target Brokers in Sydney Hotspots</title>
		<link>https://insights.top4.com.au/2017/06/21/fraudsters-target-brokers-sydney-hotspots/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Wed, 21 Jun 2017 01:58:17 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=4300</guid>

					<description><![CDATA[<p><img width="958" height="638" src="https://insights.top4.com.au/wp-content/uploads/2017/06/Fraud-Brokers.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="Fraud Brokers" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2017/06/Fraud-Brokers.jpg 958w, https://insights.top4.com.au/wp-content/uploads/2017/06/Fraud-Brokers-300x200.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2017/06/Fraud-Brokers-768x511.jpg 768w" sizes="auto, (max-width: 958px) 100vw, 958px" /></p>Incidents of fraud through the broker channel are skyrocketing, according to Equifax, which has now revealed the top suburbs where fraud is most prevalent. Speaking at the Pepper Money Insights Roadshow in Sydney yesterday, Equifax BDM Steve Arsinoski shared data from the Veda shared fraud database, highlighting a 33 per cent year-on-year (YOY) increase in [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>Non-bank Boss Urges Brokers To ‘Reinvent’ Themselves</title>
		<link>https://insights.top4.com.au/2017/06/07/non-bank-boss-urges-brokers-reinvent/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Wed, 07 Jun 2017 05:52:58 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=4031</guid>

					<description><![CDATA[<p><img width="960" height="667" src="https://insights.top4.com.au/wp-content/uploads/2017/06/Non-Bank-Boss.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="Non-Bank-Boss" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2017/06/Non-Bank-Boss.jpg 960w, https://insights.top4.com.au/wp-content/uploads/2017/06/Non-Bank-Boss-300x208.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2017/06/Non-Bank-Boss-768x534.jpg 768w" sizes="auto, (max-width: 960px) 100vw, 960px" /></p>The head of one of Australia’s largest non-bank lenders says there is a “revolution going on” in mortgage broking right now and that industry players must adapt and keep pace with change. Firstmac founder Kim Cannon is one of the few non-bank lenders to have successfully survived the GFC. In recent years, he has been [&#8230;]]]></description>
		
		
		
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		<title>Lender Stops Offering Owner-Occupied IO Fixed Rates</title>
		<link>https://insights.top4.com.au/2017/06/07/lender-stops-offering-owner-occupied-io-fixed-rates/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Wed, 07 Jun 2017 05:36:50 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[IO Fixed Rates]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=4026</guid>

					<description><![CDATA[<p><img width="952" height="682" src="https://insights.top4.com.au/wp-content/uploads/2017/06/IO-Fixed-Rates-Denied.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="IO Fixed Rates Stops" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2017/06/IO-Fixed-Rates-Denied.jpg 952w, https://insights.top4.com.au/wp-content/uploads/2017/06/IO-Fixed-Rates-Denied-300x215.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2017/06/IO-Fixed-Rates-Denied-768x550.jpg 768w" sizes="auto, (max-width: 952px) 100vw, 952px" /></p>A non-major lender has announced that new applications for interest-only repayments on owner-occupied fixed rate loans will no longer be accepted, effective immediately. ING DIRECT has announced that, as of yesterday (6 June), owner-occupiers wishing to access fixed rate loans will need to request principal and interest repayments. Changes were also made to some owner-occupied fixed [&#8230;]]]></description>
		
		
		
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		<title>First Home Buyer Myths Busted</title>
		<link>https://insights.top4.com.au/2017/06/06/first-home-buyer-myths-busted/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Tue, 06 Jun 2017 05:45:33 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[First Home Buyer]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=4013</guid>

					<description><![CDATA[<p><img width="958" height="661" src="https://insights.top4.com.au/wp-content/uploads/2017/06/First-Home-Buyers-1.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="First Home Buyers" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2017/06/First-Home-Buyers-1.jpg 958w, https://insights.top4.com.au/wp-content/uploads/2017/06/First-Home-Buyers-1-300x207.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2017/06/First-Home-Buyers-1-768x530.jpg 768w" sizes="auto, (max-width: 958px) 100vw, 958px" /></p>Buying a home and taking out your first mortgage is often the biggest financial decision you’ll ever make. As such, it is no surprise that many first home buyers have concerns about the home buying process. While some of their worries are valid, others are myths that they have heard from their family or friends. [&#8230;]]]></description>
		
		
		
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