https://insights.top4.com.au Top4 Insights is your ultimate resource of useful and relevant content for SMBs local businesses, franchise marketing, digital marketing and social media Thu, 01 Sep 2022 04:47:18 +0000 en-AU hourly 1 https://wordpress.org/?v=6.7.1 https://insights.top4.com.au/wp-content/uploads/2016/09/cropped-top4-australian-social-brand-directory-32x32.jpg https://insights.top4.com.au 32 32 https://insights.top4.com.au/2022/08/23/savings-how-to/ Tue, 23 Aug 2022 08:27:01 +0000 https://insights.top4.com.au/?p=20147

Australians are saving again. In the latest Reserve Bank figures, the average household is saving just under 10 per cent of disposable income, the same level of savings that households maintained in the early 1990s. It doesn’t mean people are doing it easy but with interest rates low, it appears some people are using the […]]]> https://insights.top4.com.au/2022/07/21/is-it-getting-harder-to-get-home-mortgages/ Thu, 21 Jul 2022 08:22:46 +0000 https://insights.top4.com.au/?p=19748

The last year has brought some changes to the landscape of home mortgages. A lot of this has been driven by governments, regulators, and banks, with decisions made at boardroom tables. But these decisions trickle down to customers, and many people have been left scratching their heads about the mortgage market. Is it getting harder […]]]> https://insights.top4.com.au/2022/07/21/your-second-home-what-you-need-to-know-before-buying/ Thu, 21 Jul 2022 08:01:48 +0000 https://insights.top4.com.au/?p=19744

Ready to buy a second home? For a lot of Australians, just buying one home is enough. But for many, buying their first home is one step on a much bigger journey. Whatever your reason for buying a second home, it’s a very different process from the first. Here’s everything you need to know when […]]]> https://insights.top4.com.au/2022/07/21/retirement-planning-whens-the-right-time-to-start/ Thu, 21 Jul 2022 07:20:57 +0000 https://insights.top4.com.au/?p=19737

So when is the right time to start retirement planning? The answer is any time. No matter what stage of your life you’re in, there are steps you can take to improve your retirement planning. 1. Your 20s – Getting Started For you, “retirement is ages away”. You’re at the beginning of your career and […]]]> https://insights.top4.com.au/2022/07/13/4-simple-ways-to-save-thousands-on-your-home-loan/ Wed, 13 Jul 2022 01:57:34 +0000 https://insights.top4.com.au/?p=19546

When you take out a home loan, the amount of interest you pay adds up over the life of the loan. In fact, if you take the full 25 years of the loan, it can almost double the principal amount – i.e. the amount you borrowed. But there are ways to cut the cost of […]]]>