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	<title>Mortgage Broker &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
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	<title>Mortgage Broker &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
	<link>https://insights.top4.com.au</link>
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	<item>
		<title>How to Manage Your Savings</title>
		<link>https://insights.top4.com.au/2022/08/23/savings-how-to/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Tue, 23 Aug 2022 08:27:01 +0000</pubDate>
				<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=20147</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/08/Savings-How-to.png" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="Savings How to" decoding="async" fetchpriority="high" srcset="https://insights.top4.com.au/wp-content/uploads/2022/08/Savings-How-to.png 1200w, https://insights.top4.com.au/wp-content/uploads/2022/08/Savings-How-to-300x157.png 300w, https://insights.top4.com.au/wp-content/uploads/2022/08/Savings-How-to-1024x536.png 1024w, https://insights.top4.com.au/wp-content/uploads/2022/08/Savings-How-to-768x402.png 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>Australians are saving again. In the latest Reserve Bank figures, the average household is saving just under 10 per cent of disposable income, the same level of savings that households maintained in the early 1990s. It doesn’t mean people are doing it easy but with interest rates low, it appears some people are using the [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Is it Getting Harder to Get Home Mortgages?</title>
		<link>https://insights.top4.com.au/2022/07/21/is-it-getting-harder-to-get-home-mortgages/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 08:22:46 +0000</pubDate>
				<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[YBR]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=19748</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="home mortgages" decoding="async" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>The last year has brought some changes to the landscape of home mortgages. A lot of this has been driven by governments, regulators, and banks, with decisions made at boardroom tables. But these decisions trickle down to customers, and many people have been left scratching their heads about the mortgage market. Is it getting harder [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Your Second Home: What You Need To Know Before Buying</title>
		<link>https://insights.top4.com.au/2022/07/21/your-second-home-what-you-need-to-know-before-buying/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 08:01:48 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[second home]]></category>
		<category><![CDATA[YBR]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=19744</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="second home" decoding="async" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>Ready to buy a second home? For a lot of Australians, just buying one home is enough. But for many, buying their first home is one step on a much bigger journey. Whatever your reason for buying a second home, it&#8217;s a very different process from the first. Here&#8217;s everything you need to know when [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Retirement Planning: When&#8217;s The Right Time to Start?</title>
		<link>https://insights.top4.com.au/2022/07/21/retirement-planning-whens-the-right-time-to-start/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 07:20:57 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[YBR]]></category>
		<guid isPermaLink="false">https://insights.top4.com.au/?p=19737</guid>

					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="retirement" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-768x402.jpg 768w" sizes="auto, (max-width: 1200px) 100vw, 1200px" /></p>So when is the right time to start retirement planning? The answer is any time. No matter what stage of your life you’re in, there are steps you can take to improve your retirement planning. 1. Your 20s – Getting Started For you, “retirement is ages away”. You’re at the beginning of your career and [&#8230;]]]></description>
		
		
		
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		<item>
		<title>The Top4 Ways to Do Smart &#038; Responsible Marketing During COVID-19</title>
		<link>https://insights.top4.com.au/2020/09/25/the-top4-ways-to-do-smart-responsible-marketing-during-covid-19/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Fri, 25 Sep 2020 03:37:45 +0000</pubDate>
				<category><![CDATA[Digital Marketing]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Marketing Platform]]></category>
		<category><![CDATA[Business Marketing Strategy]]></category>
		<category><![CDATA[Business Marketing Tools]]></category>
		<category><![CDATA[content marketing]]></category>
		<category><![CDATA[content marketing strategy]]></category>
		<category><![CDATA[Content Marketing Tools]]></category>
		<category><![CDATA[digital advertising]]></category>
		<category><![CDATA[digital marketing strategy]]></category>
		<category><![CDATA[Digital Marketing Tools]]></category>
		<category><![CDATA[digital marketing trends]]></category>
		<category><![CDATA[e-commerce]]></category>
		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[email marketing strategy]]></category>
		<category><![CDATA[Email Marketing Tools]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Advertising]]></category>
		<category><![CDATA[Facebook Marketing]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[online tools]]></category>
		<category><![CDATA[search engine optimisation]]></category>
		<category><![CDATA[SEO audit]]></category>
		<category><![CDATA[SEO Checklist]]></category>
		<category><![CDATA[SEO tools]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[Social Media Advertising]]></category>
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		<guid isPermaLink="false">http://insights.top4.com.au/?p=12408</guid>

					<description><![CDATA[<p><img width="1920" height="1202" src="https://insights.top4.com.au/wp-content/uploads/2020/04/Copy-of-best-digital-marketer.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" srcset="https://insights.top4.com.au/wp-content/uploads/2020/04/Copy-of-best-digital-marketer.jpg 1920w, https://insights.top4.com.au/wp-content/uploads/2020/04/Copy-of-best-digital-marketer-300x188.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2020/04/Copy-of-best-digital-marketer-768x481.jpg 768w, https://insights.top4.com.au/wp-content/uploads/2020/04/Copy-of-best-digital-marketer-1024x641.jpg 1024w" sizes="auto, (max-width: 1920px) 100vw, 1920px" /></p>In everything that we do as brands, context matters. Beyond the basic actions taken to protect employees and businesses during a crisis, brands can either help or hinder our collective experience. So when a cultural moment shifts as dramatically as it has in the face of COVID-19, it’s important that brands address the issue with [&#8230;]]]></description>
		
		
		
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		<item>
		<title>What are Google Discovery Ads? Read the new guide now</title>
		<link>https://insights.top4.com.au/2020/06/09/google-discovery-ads-read-new-guide-now/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Tue, 09 Jun 2020 02:22:42 +0000</pubDate>
				<category><![CDATA[Digital Marketing]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Marketing Platform]]></category>
		<category><![CDATA[Business Marketing Strategy]]></category>
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		<category><![CDATA[content marketing]]></category>
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		<category><![CDATA[Content Marketing Tools]]></category>
		<category><![CDATA[digital advertising]]></category>
		<category><![CDATA[digital marketing strategy]]></category>
		<category><![CDATA[Digital Marketing Tools]]></category>
		<category><![CDATA[digital marketing trends]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[email marketing strategy]]></category>
		<category><![CDATA[Email Marketing Tools]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Advertising]]></category>
		<category><![CDATA[Facebook Marketing]]></category>
		<category><![CDATA[google adwords]]></category>
		<category><![CDATA[Google Analytics]]></category>
		<category><![CDATA[Google My Business]]></category>
		<category><![CDATA[Instagram]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[linkedin marketing]]></category>
		<category><![CDATA[local SEO]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[marketing tools]]></category>
		<category><![CDATA[Micro Moments]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[online tools]]></category>
		<category><![CDATA[search engine optimisation]]></category>
		<category><![CDATA[SEO audit]]></category>
		<category><![CDATA[SEO Checklist]]></category>
		<category><![CDATA[SEO tools]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[Social Media Advertising]]></category>
		<category><![CDATA[social media marketing]]></category>
		<category><![CDATA[Social Media Marketing Platform]]></category>
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		<category><![CDATA[social media tools]]></category>
		<guid isPermaLink="false">http://insights.top4.com.au/?p=12878</guid>

					<description><![CDATA[<p><img width="1920" height="1280" src="https://insights.top4.com.au/wp-content/uploads/2020/06/Google-Discovery-Ads.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" /></p>Last year we introduced Discovery ads as a new way to help people discover and engage with your brand as they scroll through their favourite content. In April, we made Discovery ads generally available for all advertisers globally. For the first time, you can reach up to 2.9 billion people as they explore their interests [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Young Entrepreneur Makes a Fortune in Two Months During The COVID-19 Lockdown</title>
		<link>https://insights.top4.com.au/2020/06/08/young-entrepreneur-makes-fortune-two-months-covid-19-lockdown/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Mon, 08 Jun 2020 04:52:09 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top4 News]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business Marketing Platform]]></category>
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		<category><![CDATA[content marketing]]></category>
		<category><![CDATA[content marketing strategy]]></category>
		<category><![CDATA[Content Marketing Tools]]></category>
		<category><![CDATA[digital advertising]]></category>
		<category><![CDATA[Digital Marketing]]></category>
		<category><![CDATA[digital marketing strategy]]></category>
		<category><![CDATA[Digital Marketing Tools]]></category>
		<category><![CDATA[digital marketing trends]]></category>
		<category><![CDATA[e-commerce]]></category>
		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[email marketing strategy]]></category>
		<category><![CDATA[Email Marketing Tools]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Advertising]]></category>
		<category><![CDATA[Facebook Marketing]]></category>
		<category><![CDATA[google adwords]]></category>
		<category><![CDATA[Google Analytics]]></category>
		<category><![CDATA[Google My Business]]></category>
		<category><![CDATA[Instagram]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[linkedin marketing]]></category>
		<category><![CDATA[local SEO]]></category>
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		<category><![CDATA[Micro Moments]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
		<category><![CDATA[online shopping]]></category>
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		<category><![CDATA[search engine optimisation]]></category>
		<category><![CDATA[SEO audit]]></category>
		<category><![CDATA[SEO Checklist]]></category>
		<category><![CDATA[SEO tools]]></category>
		<category><![CDATA[social media]]></category>
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		<guid isPermaLink="false">http://insights.top4.com.au/?p=12852</guid>

					<description><![CDATA[<p><img width="1920" height="1280" src="https://insights.top4.com.au/wp-content/uploads/2020/06/HomeBuilders-Package-1.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" /></p>A young entrepreneur managed to sell $105,000 worth of underwear in just two months after the outbreak of coronavirus forced people to stay at home. Patrick Psotka, 27, moved from Vancouver to Australia three years ago to start his brand Sparx Underwear. The 27-year-old who now lives in Bondi said it took 18 months before his business [&#8230;]]]></description>
		
		
		
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		<item>
		<title>Facebook, PayPal Back Gojek’s Asia Digital Payments Push</title>
		<link>https://insights.top4.com.au/2020/06/04/facebook-paypal-back-gojeks-asia-digital-payments-push/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 04 Jun 2020 01:51:42 +0000</pubDate>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Top4 News]]></category>
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		<category><![CDATA[eCommerce]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[email marketing strategy]]></category>
		<category><![CDATA[Email Marketing Tools]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Advertising]]></category>
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		<category><![CDATA[google adwords]]></category>
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		<guid isPermaLink="false">http://insights.top4.com.au/?p=12834</guid>

					<description><![CDATA[<p><img width="1920" height="1202" src="https://insights.top4.com.au/wp-content/uploads/2020/06/Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-A.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" /></p>Facebook Inc. and PayPal Holdings Inc. are investing in Gojek, a big boost for the Indonesian startup’s digital payments business that propels the U.S. companies into a fast-growing Asian internet arena. It’s the second international investment Facebook has made in the past six weeks with a goal of getting more local businesses online, after the social media giant paid $5.7 billion [&#8230;]]]></description>
		
		
		
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		<title>Food Delivery Giants Leave Small Business Short-Changed</title>
		<link>https://insights.top4.com.au/2020/06/03/food-delivery-giants-leave-small-business-short-changed/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Wed, 03 Jun 2020 02:51:33 +0000</pubDate>
				<category><![CDATA[Local Business]]></category>
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		<guid isPermaLink="false">http://insights.top4.com.au/?p=12813</guid>

					<description><![CDATA[<p><img width="1920" height="1202" src="https://insights.top4.com.au/wp-content/uploads/2020/06/Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-A.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" /></p>The Franchise Council of Australia has slammed delivery platforms for suggesting customers should tip restaurants while failing to budge on delivery fees. The FCA has called on all food delivery services to halve their delivery fees to food retail and hospitality businesses that have seen their turnover slashed by 80 per cent due to the coronavirus [&#8230;]]]></description>
		
		
		
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		<title>As Physical Doors Close, New Digital Doors Swing Open</title>
		<link>https://insights.top4.com.au/2020/06/02/physical-doors-close-new-digital-doors-swing-open/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Tue, 02 Jun 2020 02:41:08 +0000</pubDate>
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		<guid isPermaLink="false">http://insights.top4.com.au/?p=12800</guid>

					<description><![CDATA[<p><img width="1920" height="1202" src="https://insights.top4.com.au/wp-content/uploads/2020/06/Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-Copy-of-A.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="" decoding="async" loading="lazy" /></p>The penetration of online commerce is lower in Australia than in the United States or Europe. But the lockdown is closing the gap. In response to COVID-19, we see shifts in spending, changes in consumer preferences, forced and accelerated adoption of digital technologies, and rapidly increasing consumer expectations of and adaptions to new household dynamics, including [&#8230;]]]></description>
		
		
		
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