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	<title>YBR &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
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	<title>YBR &#8211; Top4 &#8211; Google News | SMBs Local Businesses, Franchise</title>
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		<title>Is it Getting Harder to Get Home Mortgages?</title>
		<link>https://insights.top4.com.au/2022/07/21/is-it-getting-harder-to-get-home-mortgages/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 08:22:46 +0000</pubDate>
				<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Mortgage Broker]]></category>
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					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="home mortgages" decoding="async" fetchpriority="high" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/home-mortgages-1-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>The last year has brought some changes to the landscape of home mortgages. A lot of this has been driven by governments, regulators, and banks, with decisions made at boardroom tables. But these decisions trickle down to customers, and many people have been left scratching their heads about the mortgage market. Is it getting harder [&#8230;]]]></description>
		
		
		
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		<title>Your Second Home: What You Need To Know Before Buying</title>
		<link>https://insights.top4.com.au/2022/07/21/your-second-home-what-you-need-to-know-before-buying/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 08:01:48 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
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					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="second home" decoding="async" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/second-home-2-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>Ready to buy a second home? For a lot of Australians, just buying one home is enough. But for many, buying their first home is one step on a much bigger journey. Whatever your reason for buying a second home, it&#8217;s a very different process from the first. Here&#8217;s everything you need to know when [&#8230;]]]></description>
		
		
		
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		<title>Retirement Planning: When&#8217;s The Right Time to Start?</title>
		<link>https://insights.top4.com.au/2022/07/21/retirement-planning-whens-the-right-time-to-start/</link>
		
		<dc:creator><![CDATA[Michael Doyle]]></dc:creator>
		<pubDate>Thu, 21 Jul 2022 07:20:57 +0000</pubDate>
				<category><![CDATA[Banking and Financial Services]]></category>
		<category><![CDATA[Mortgage Brokers]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[home loan]]></category>
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					<description><![CDATA[<p><img width="1200" height="628" src="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg" class="attachment-post-thumbnail size-post-thumbnail wp-post-image" alt="retirement" decoding="async" srcset="https://insights.top4.com.au/wp-content/uploads/2022/07/retirement.jpg 1200w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-300x157.jpg 300w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-1024x536.jpg 1024w, https://insights.top4.com.au/wp-content/uploads/2022/07/retirement-768x402.jpg 768w" sizes="(max-width: 1200px) 100vw, 1200px" /></p>So when is the right time to start retirement planning? The answer is any time. No matter what stage of your life you’re in, there are steps you can take to improve your retirement planning. 1. Your 20s – Getting Started For you, “retirement is ages away”. You’re at the beginning of your career and [&#8230;]]]></description>
		
		
		
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